When Do I Need It?
Accidents are unfortunately common and no matter what type of person you are or how careful you’ve been, the chances for accidents and thus liabilities are and will always be there.
In any case, bear in mind that liability insurance is usually required for anyone who owns a car, who has a medical or law practice, or those who run their own businesses. Thus, if you fit any of these categories, seriously consider getting liability insurance.
The Advantages of Getting Liability Insurance
Liability insurance helps you pay for another person’s medical expenses, properties, and other damages if you are found responsible for having caused these. It may also save you from a potential lawsuit by being a good deterrent provided, of course, that you can come into an amenable agreement with the other person involved.
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