When Do I Need It?
Chances are, you would need to have long-term care when you hit your golden years. According to the U.S. Department of Health and Human Services (HHS), 70% of seniors require one.
The Advantages of Getting Long-Term Care Insurance
Long-term care insurance will help you pay for custodial or personal care such as completing activities of daily living or ADLs as well as skilled care, that is, care provided by a medical professional, commonly a nurse.
Also, most health insurances only provide skilled care temporarily and cover very specific conditions so it will not be enough to address your long-term needs.
Ready to Secure Your Future?
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