As much as we would want nothing bad to happen to anyone else we come in contact with, you can never be too sure. So it’s always stressful when someone’s life has been endangered by our actions or lack thereof and we have to ameliorate them. But with liability insurance, there is a way to cover damages without putting a serious dent in your assets, protecting you, your loved ones, and your livelihood.
Enter Tremendo Insurance. As a trusted consultant in insurance services in Miami, Florida, we are no strangers to the plight faced by many having to deal with lawsuits and settlements. If you:
- Manage a business
- Own a vehicle
- Work as someone who offers advice like a lawyer or a financial adviser
- Are a healthcare practitioner
You can get the financial protection you need by availing of liability insurance. In general, it covers fees spent on getting legal defense if your practice, business, or vehicle has been accused of causing bodily harm, personal injury, or property damage. When the court deems you liable, it will also cover settlements, including paying medical expenses or repairs and replacements.
There is a wide variety of insurance packages offered under this category, each having its own scope and application. General liability covers you and your brand when a third party or their property is harmed in your normal course of doing business. Meanwhile, professional liability is for when you do something wrong or fail to do something, causing harm or death. Then, we have product liability, which covers damages caused by a product you manufacture, sell, or distribute.
Which one do you need? That depends. Most business organizations or regulatory boards will require specific forms of insurance according to the kind of business or practice you run. To make navigating your options easier, why not give our insurance company a call?